Every day, we’re bombarded with messages about auto accidents and how likely they can be. It’s true that the chances of getting into an auto accident at least once in your life at least once is close to a certainty. So, it only makes sense to be prepared for what seems to be an inevitability. Hopefully, there will be no more damage done than a few scraps to the car, but you know what they say. Hope for the best, prepare for the worst. Whether you’ve been in accident and you’re wondering what to do or you just want to be prepared, these tips could help you.
Keep a medical safety kit
The chances are that most of us already have some sort of emergency kit in the car. A jack, a spare tire, jump cables and the like. We prepare for the inevitability of a car malfunction on the road, so why not the much more vital possibility of injury? Keep a second kit in your car, this one focused solely on medical safety. Amongst other things, at the very least you should keep the right equipment to clean and disinfect any wounds sustained.
Do you have the right insurance?
Many people get car insurance simply as a formality that will allow them to get on the road legally as quick as possible. But is that really the most prudent course of action? Take a closer look at your insurance covered. Does it keep up with some of the more important standards? If not, don’t be afraid to switch your insurance provider. It could save you a lot of headache when you do finally need to use it.
Knowing the law in your area
It’s very important that you know exactly how the law works when it comes to auto collisions and accidents in your area. In no-fault states, you don’t have to prove any sort of fault when it comes to collecting compensation.
In a fault state, then usually the process of leading up to compensation takes more justification that you weren’t the one in fault. However, even in no-fault states, if there are charges of medical damages to be pressed, you will need evidence and some sort of legal action.
Gathering information for your insurance claim
Firstly, call the emergency services and report things. Done? Good. To make sure that your insurance claim on the crash goes smoothly, there is a lot of information you will need to gather. Bear in mind that some claims won’t get put through at all without this kind of information, so have it at the ready. You’re going to need your own details, such as name, driving license number, address and phone number. Make sure to get them off the other party, too.
There’s a lot more you need to get, which you can research here. Just be careful that you don’t give out any more information about the accident than that. You need to guard yourself in the event of an impending legal battle.
Documenting the scene
It’s not only important that you get all the details necessary for your insurance company. In the event that things are going to be taken in a legal direction, there is more documentation yet that you need to do. You need to be able to recall everything you can about the scene and the time of the accident. Photographic evidence can be a lot of help in letting you and others reconstruct how exactly the scene happened.
Seek medical attention
No matter how you feel after a crash, you need to make sure you seek medical attention as soon as possible. Of course, if you’re bleeding or you’ve suffered some injury to the bones, you’ll automatically do this. Even if you don’t feel or see any problems with yourself, make sure you see a doctor.
A lot of car accidents can lead to severe back pain, concussion and other problems that won’t surface immediately. Don’t take any chances with your health.
Keep track of your medical situation
If you do end up suffering any injury, you need to keep a close eye on your medical visits. Each appointment, diagnosis and prognosis needs to be kept in your own personal records. Make sure you take your own financial accounts of all costs as well. Besides being prudent with your own medical history, this may all come in handy if you’re seeking legal compensation.
Seeking legal advice
If you’ve been in an accident which wasn’t your fault, you may desire compensation. There is absolutely nothing wrong with that. The legal system is set up so that good drivers shouldn’t have to be overburdened with the actions of someone else.
When seeking legal advice, try to go specifically for car accident lawyers who have a long history of cases like yours. This is where all your documentation and evidence gathering will come in handy.
Getting the car fixed
Now more than ever, your choice of mechanic is going to make a big difference. In the time between your accident and having your car fixed, you may find yourself in need of a rental auto, too. Forget your old mechanic now. When doing serious work on your car, look for competitive quotes from different auto shops. You may find that your regular mechanic is just the right choice for you. Regardless, don’t be afraid to check other services. You could end up saving money on a better quality of service than you currently get.
Getting your confidence back after the accident
It’s far from unheard of, or even uncommon, to suffer a knock to your confidence after an accident. Post-traumatic stress and anxiety can hit a lot of people who have been in a nasty crash. Even if you were the one at fault, you shouldn’t let past experiences get in the way of your life. Use the help of someone you trust to take the car to a secluded area. Build back the confidence in your driving slowly and get back to your life.